All consecutive pay stubs for the most recent 30 days for all borrowers.
Documentation for any other source of income being used to quality, such as pension, Social Security Income or disability income.
Checking, money market, savings, stocks, mutual funds, IRA, 401k statements for the most recent 2 consecutive months (all pages, even if blank).
If rentals exist in Schedule E, provide a complete breakdown of liens, taxes, insurance and lease agreements.
W-2's for years 2015 & 2016.
Tax Returns for 2015 and 2016.
Copy of photo ID
IF SELF EMPLOYED
Two years of most recent federal tax returns with all schedules signed/dated by all borrowers at time of application.
Business tax returns for the most recent 2 years.
Provide K-1 for any business where borrower has a percentage of ownership (if ownership > 25% provide copies of business tax returns for the past 2 years.